Holiday Traditions in St. Charles, MO.
St. Charles is in the news again, this time in the AAA Midwest Traveler Magazine. Our holiday festivities, Christmas Traditions, is prominently featured in the November/December issue. To read the feature story, go to http://www.ouraaa.com/traveler/mid/2009/11/tank.html
This joyous season kicks off with opening ceremonies on Friday, November 27, at 11 a.m. at Kister Park. Santa and Mrs. Santa arrive in a horse drawn carriage, escorted by the Lewis and Clark Fife and Drum Corps and the Legends of Christmas.
To learn more about our premier event, go to www.stcharleschristmas.com
SCHNEIDER Real Estate and our agents are so very proud of our volunteers, the South Main Preservation Society, the St. Charles Convention and Visitors Bureau and the St. Charles Special Business District for showcasing St. Charles as a great place to visit and live.
Written by Myra Vandersall
Monday, November 16, 2009
Tuesday, October 13, 2009
H1N1 Infection - Prevention
Dr. Vinay Goyal is an MBBS, DRM, DNB (Intensivist and Thyroid specialist) having clinical experience of over 20 years. He has worked in institutions like Hinduja Hospital , Bombay Hospital , Saifee Hospital, Tata Memorial etc. Presently, he is heading our Nuclear Medicine Department and Thyroid clinic at Riddhivinayak Cardiac and Critical Centre, Malad (W).
The following message given by him, makes a lot of sense and is important for all of you to know.
* The only portals of entry are the nostrils and mouth/throat. In a global epidemic of this nature, it's almost impossible not coming into contact with H1N1 in spite of all precautions. Contact with H1N1 is not so much of a problem as proliferation is.
While you are still healthy and not showing any symptoms of H1N1 infection, in order to prevent proliferation, aggravation of symptoms and development of secondary infections, some very simple steps, not fully highlighted in most official communications, can be practiced (instead of focusing on how to stock N95 or Tamiflu):
1. Frequent hand-washing (well highlighted in all official communications).
2. "Hands-off-the-face" approach. Resist all temptations to touch any part of face (unless you want to eat, bathe or sleep).
3. Gargle twice a day with warm salt water (use Listerine if you don't trust salt). H1N1 takes 2-3 days after initial infection in the throat/nasal cavity to proliferate and show characteristic symptoms. Simple gargling prevents proliferation. In a way, gargling with salt water has the same effect on a healthy individual that Tamiflu has on an infected one. Don't underestimate this simple, inexpensive and powerful preventative method.
4. Similar to 3 above, clean your nostrils at least once every day with warm salt water. Blowing the nose hard once a day and swabbing both nostrils with cotton buds dipped in warm salt water is very effective in bringing down viral population.
5. Boost your natural immunity with foods that are rich in Vitamin C (Amla and other citrus fruits). If you have to supplement with Vitamin C tablets, make sure that it also has Zinc to boost absorption.
6. Drink as much of warm liquids as you can. Drinking warm liquids has the same effect as gargling, but in the reverse direction. They wash off proliferating viruses from the throat into the stomach where they cannot survive, proliferate or do any harm.
Dr. Vinay Goyal is an MBBS, DRM, DNB (Intensivist and Thyroid specialist) having clinical experience of over 20 years. He has worked in institutions like Hinduja Hospital , Bombay Hospital , Saifee Hospital, Tata Memorial etc. Presently, he is heading our Nuclear Medicine Department and Thyroid clinic at Riddhivinayak Cardiac and Critical Centre, Malad (W).
The following message given by him, makes a lot of sense and is important for all of you to know.
* The only portals of entry are the nostrils and mouth/throat. In a global epidemic of this nature, it's almost impossible not coming into contact with H1N1 in spite of all precautions. Contact with H1N1 is not so much of a problem as proliferation is.
While you are still healthy and not showing any symptoms of H1N1 infection, in order to prevent proliferation, aggravation of symptoms and development of secondary infections, some very simple steps, not fully highlighted in most official communications, can be practiced (instead of focusing on how to stock N95 or Tamiflu):
1. Frequent hand-washing (well highlighted in all official communications).
2. "Hands-off-the-face" approach. Resist all temptations to touch any part of face (unless you want to eat, bathe or sleep).
3. Gargle twice a day with warm salt water (use Listerine if you don't trust salt). H1N1 takes 2-3 days after initial infection in the throat/nasal cavity to proliferate and show characteristic symptoms. Simple gargling prevents proliferation. In a way, gargling with salt water has the same effect on a healthy individual that Tamiflu has on an infected one. Don't underestimate this simple, inexpensive and powerful preventative method.
4. Similar to 3 above, clean your nostrils at least once every day with warm salt water. Blowing the nose hard once a day and swabbing both nostrils with cotton buds dipped in warm salt water is very effective in bringing down viral population.
5. Boost your natural immunity with foods that are rich in Vitamin C (Amla and other citrus fruits). If you have to supplement with Vitamin C tablets, make sure that it also has Zinc to boost absorption.
6. Drink as much of warm liquids as you can. Drinking warm liquids has the same effect as gargling, but in the reverse direction. They wash off proliferating viruses from the throat into the stomach where they cannot survive, proliferate or do any harm.
Wednesday, September 9, 2009
Cauy Clark and the Cardinals have a big day on Sunday, October 4, 2009
SCHNEIDER Real Estate agent Robert Clark’s son Cauy, who has tuberous sclerosis complex, will help raise money for research and at cure at the Cardinals’ last regular season game. What better way to cap off a fantastic Cardinals baseball season and send the team on to the Central Division Championships than attending the very last game of the season and supporting a wonderful cause.
Sunday, October 4 is the last game and a very special day for Cauy Clark, who has tuberous sclerosis complex (TSC), a genetic disease that causes tumors to form in many different organs. Cauy’s dad is SCHNEIDER Real Estate Agent Robert Clark, the driving force behind finding a cure for this complex and helping not only his son, but also the approximate 50,000 Americans who have TSC.
The October 4 game will be the third annual A Cure for Cauy day at the ballpark. We urge you to snap up tickets for $25.00 each, which is a great discount, join the fun at Busch Stadium and help Cauy raise money for research. This special day is in association with the Cardinals and the goal is to sell more than 1,000 tickets, which are located in the reserved outfield terrace on the third base side. A TSC kid will throw out the first pitch when the ticket goal is reached.
Robert explains that people afflicted with TSC are at risk for tumors growing in vital organs such as the brain, heart, eyes, kidneys, skin, liver and lungs. Some people with TSC can experience autism, epilepsy and kidney and heart disease.
Cauy was diagnosed around the age of three, but Robert saw a special positive spirit and can-do attitude in his son, and with that hope decided to become actively involved in raising money for treatment and a cure.
Here are the game day details. Get a group together, help Cauy and thousands like him, and send the Cardinals off to the National League Central Division Championships.
St. Louis Cardinals vs. the Milwaukee Brewers
Sunday, October 4
Game time 1:15 p.m.
Special Cure For Cauy ticket price: $25.00
To order tickets:E-mail Robert Clark at cureforcauy@gmail.com or call him at 636.248.6329.
Or mail your ticket request and a check payable to A Cure For Cauy to:
A Cure For Cauy, C/O SCHNEIDER Real Estate, One Point West Blvd., St. Charles, MO 63301
You can be sure the SCHNEIDER Real Estate team will be out in full force rooting for Cauy and the Cardinals.
SCHNEIDER Real Estate agent Robert Clark’s son Cauy, who has tuberous sclerosis complex, will help raise money for research and at cure at the Cardinals’ last regular season game. What better way to cap off a fantastic Cardinals baseball season and send the team on to the Central Division Championships than attending the very last game of the season and supporting a wonderful cause.
Sunday, October 4 is the last game and a very special day for Cauy Clark, who has tuberous sclerosis complex (TSC), a genetic disease that causes tumors to form in many different organs. Cauy’s dad is SCHNEIDER Real Estate Agent Robert Clark, the driving force behind finding a cure for this complex and helping not only his son, but also the approximate 50,000 Americans who have TSC.
The October 4 game will be the third annual A Cure for Cauy day at the ballpark. We urge you to snap up tickets for $25.00 each, which is a great discount, join the fun at Busch Stadium and help Cauy raise money for research. This special day is in association with the Cardinals and the goal is to sell more than 1,000 tickets, which are located in the reserved outfield terrace on the third base side. A TSC kid will throw out the first pitch when the ticket goal is reached.
Robert explains that people afflicted with TSC are at risk for tumors growing in vital organs such as the brain, heart, eyes, kidneys, skin, liver and lungs. Some people with TSC can experience autism, epilepsy and kidney and heart disease.
Cauy was diagnosed around the age of three, but Robert saw a special positive spirit and can-do attitude in his son, and with that hope decided to become actively involved in raising money for treatment and a cure.
Here are the game day details. Get a group together, help Cauy and thousands like him, and send the Cardinals off to the National League Central Division Championships.
St. Louis Cardinals vs. the Milwaukee Brewers
Sunday, October 4
Game time 1:15 p.m.
Special Cure For Cauy ticket price: $25.00
To order tickets:E-mail Robert Clark at cureforcauy@gmail.com or call him at 636.248.6329.
Or mail your ticket request and a check payable to A Cure For Cauy to:
A Cure For Cauy, C/O SCHNEIDER Real Estate, One Point West Blvd., St. Charles, MO 63301
You can be sure the SCHNEIDER Real Estate team will be out in full force rooting for Cauy and the Cardinals.
Tuesday, September 1, 2009
New Bill Introduced to Amend the Tax Rebate for First Time Home Buyers
There is a new Bill - H.R.2801 or the Home Ownership Moves the Economy (HOME) Act of 2009 that was introduced by Rep. Howard Coble, Republican from North Carolina, on June 10, 2009. It is currently being reviewed by the House Committee on Ways and Means.Basically, this Bill will amend the Internal Revenue Code to:
1. Extend the first-time home buyer tax credit to all individuals who purchase a principal residence. Currently, only first-time home buyers may qualify for the $8000 Tax credit. The definition of a first time home buyer under the current program states that you cannot have owned a primary residence in the past 3 years. This credit still only applies to those buying a primary residence
2. Extend such credit and the waiver of recapture requirements for such credit through December 31, 20103. Repeal the limitation on such credit based on modified adjusted gross income. The current guidelines read that as a single tax payer, your income cannot exceed $75,000 to receive the full tax credit. A reduced credit may be claimed up to the phase out income limit of $95,000. For married filing jointly, the income guidelines are $150,000 phasing out at $195,000. This would enable those individuals that earn higher incomes to also receive the tax credit.
This bill is still in its infancy and has a long way to go before it is passed. If you are a first time home buyer, I would advise you not wait to see if this bill will be passed. The current $8,000 tax credit for first time home buyers will expire on November 30, 2009. The home you purchase must have the transaction closed by this date. If you wait, you may find yourself in a position where there is no way the closing on your home can take place by then and you will lose out on the tax rebate.
You can track the progress of this BILL at: http://www.govtrack.us/congress/billtext.xpd?bill=h111-2801
There is a new Bill - H.R.2801 or the Home Ownership Moves the Economy (HOME) Act of 2009 that was introduced by Rep. Howard Coble, Republican from North Carolina, on June 10, 2009. It is currently being reviewed by the House Committee on Ways and Means.Basically, this Bill will amend the Internal Revenue Code to:
1. Extend the first-time home buyer tax credit to all individuals who purchase a principal residence. Currently, only first-time home buyers may qualify for the $8000 Tax credit. The definition of a first time home buyer under the current program states that you cannot have owned a primary residence in the past 3 years. This credit still only applies to those buying a primary residence
2. Extend such credit and the waiver of recapture requirements for such credit through December 31, 20103. Repeal the limitation on such credit based on modified adjusted gross income. The current guidelines read that as a single tax payer, your income cannot exceed $75,000 to receive the full tax credit. A reduced credit may be claimed up to the phase out income limit of $95,000. For married filing jointly, the income guidelines are $150,000 phasing out at $195,000. This would enable those individuals that earn higher incomes to also receive the tax credit.
This bill is still in its infancy and has a long way to go before it is passed. If you are a first time home buyer, I would advise you not wait to see if this bill will be passed. The current $8,000 tax credit for first time home buyers will expire on November 30, 2009. The home you purchase must have the transaction closed by this date. If you wait, you may find yourself in a position where there is no way the closing on your home can take place by then and you will lose out on the tax rebate.
You can track the progress of this BILL at: http://www.govtrack.us/congress/billtext.xpd?bill=h111-2801
Monday, August 31, 2009
Around St. Charles County
Tuesday, September 15
Your Personal Economic Recovery7-8 p.m.Middendorf-Kredell Branch, St. Charles-St. Charles County Library District
Today's economic environment may be one of the most challenging. Take control of your financial situation - and the sooner you act, the better. Learn about the steps that can help prepare you for a potential recovery and keep your financial future on track. Presented by Gary W. Weber, Edward Jones.
Tuesday, September 15
AUDUBON OPEN HOUSE7 pm to 9 pmSt. Charles Nonprofit Development Center, 425 Spencer Road Open House presentation by the St. Louis Audubon Society. Refreshments will be served while you wander exhibits, pickup informational materials, and meet the folks that make it happen around the Metro Region. From birding to education to hands-on conservation activities and more. Free Info call 314-599-7390
Friday, September 18-Sunday, September 20
MOSAICS MISSOURI FESTIVAL FOR THE ARTSFriday: 4 pm - 9 pm Saturday: 11 am - 9 pm Sunday: 11 am - 5 pm
Historic St. Charles Downtown District Approximately 125 artists from across the country are selected to come to St. Charles to exhibit and sell their works. Mediums represented include painting, sculpture, jewelry, and many other fine arts. Other activities include A Mentor Me program, an Art for Youth gallery, and a Kids Creation Station. Food and other refreshments are available throughout the festival grounds. Free For info: call 636-940-5178 or visit www.stcharlesmosaics.org
September 25 - October 25, 2009
Quilt NationalTuesday-Saturday hours are 10 am - 5 pm Open until 9 pm on Wednesdays Sunday hours are 12 pm-4 pm Foundry Art Centre, 520 N. Main Street
Quilt National is a biennial, international, juried and judged quilt art competition. Quilt National has showcases the most exciting & innovative trends in the medium and promotes quilt making as what it always has been - an art form. Jurors will select works that represent unique approaches and demonstrate the breadth & diversity of contemporary expressions. An educational lecture series will run in conjunction with the exhibition. Free
Tuesday, September 29
Escape To Araluen/Ranger’s Apprentice7 p.m.Middendorf-Kredell Branch, St. Charles City-County Library
Experience the story, live the action with the Viking Story Pirates of New York City.Info: Register online at www.youranswerplace.org or call 636 978.7926
Wednesday, September 30
When Should Ms. Daisy Stop Driving?3-4:30 p.mProgress West Highway K Medical Building & Urgent Care CenterDesigned for the impaired senior driver and their loved ones, this discussion separates fact from fiction on the safety of older drivers. Call 636.344.2273 to register.
Tuesday, September 15
Your Personal Economic Recovery7-8 p.m.Middendorf-Kredell Branch, St. Charles-St. Charles County Library District
Today's economic environment may be one of the most challenging. Take control of your financial situation - and the sooner you act, the better. Learn about the steps that can help prepare you for a potential recovery and keep your financial future on track. Presented by Gary W. Weber, Edward Jones.
Tuesday, September 15
AUDUBON OPEN HOUSE7 pm to 9 pmSt. Charles Nonprofit Development Center, 425 Spencer Road Open House presentation by the St. Louis Audubon Society. Refreshments will be served while you wander exhibits, pickup informational materials, and meet the folks that make it happen around the Metro Region. From birding to education to hands-on conservation activities and more. Free Info call 314-599-7390
Friday, September 18-Sunday, September 20
MOSAICS MISSOURI FESTIVAL FOR THE ARTSFriday: 4 pm - 9 pm Saturday: 11 am - 9 pm Sunday: 11 am - 5 pm
Historic St. Charles Downtown District Approximately 125 artists from across the country are selected to come to St. Charles to exhibit and sell their works. Mediums represented include painting, sculpture, jewelry, and many other fine arts. Other activities include A Mentor Me program, an Art for Youth gallery, and a Kids Creation Station. Food and other refreshments are available throughout the festival grounds. Free For info: call 636-940-5178 or visit www.stcharlesmosaics.org
September 25 - October 25, 2009
Quilt NationalTuesday-Saturday hours are 10 am - 5 pm Open until 9 pm on Wednesdays Sunday hours are 12 pm-4 pm Foundry Art Centre, 520 N. Main Street
Quilt National is a biennial, international, juried and judged quilt art competition. Quilt National has showcases the most exciting & innovative trends in the medium and promotes quilt making as what it always has been - an art form. Jurors will select works that represent unique approaches and demonstrate the breadth & diversity of contemporary expressions. An educational lecture series will run in conjunction with the exhibition. Free
Tuesday, September 29
Escape To Araluen/Ranger’s Apprentice7 p.m.Middendorf-Kredell Branch, St. Charles City-County Library
Experience the story, live the action with the Viking Story Pirates of New York City.Info: Register online at www.youranswerplace.org or call 636 978.7926
Wednesday, September 30
When Should Ms. Daisy Stop Driving?3-4:30 p.mProgress West Highway K Medical Building & Urgent Care CenterDesigned for the impaired senior driver and their loved ones, this discussion separates fact from fiction on the safety of older drivers. Call 636.344.2273 to register.
Thursday, August 27, 2009
HR 2801: Home Ownership Moves the Economy Act of 2009
There is a new Bill - H.R.2801 or the Home Ownership Moves the Economy (HOME) Act of 2009 that was introduced by Rep. Howard Coble, Republican from North Carolina, on June 10, 2009. It is currently being reviewed by the House Committee on Ways and Means.
Basically, this Bill will amend the Internal Revenue Code to:
1. Extend the first-time home buyer tax credit to all individuals who purchase a principal residence. Currently, only first-time home buyers may qualify for the $8000 Tax credit. The definition of a first time home buyer under the current program states that you cannot have owned a primary residence in the past 3 years. This credit still only applies to those buying a primary residence
2. Extend such credit and the waiver of recapture requirements for such credit through December 31, 2010
3. Repeal the limitation on such credit based on modified adjusted gross income. The current guidelines read that as a single tax payer, your income cannot exceed $75,000 to receive the full tax credit. A reduced credit may be claimed up to the phase out income limit of $95,000. For married filing jointly, the income guidelines are $150,000 phasing out at $195,000. This would enable those individuals that earn higher incomes to also receive the tax credit.
This bill is still in its infancy and has a long way to go before it is passed. If you are a first time home buyer, I would advise you not wait to see if this bill will be passed. The current $8,000 tax credit for first time home buyers will expire on November 30, 2009. The home you purchase must have the transaction closed by this date. If you wait, you may find yourself in a position where there is no way the closing on your home can take place by then and you will lose out on the tax rebate.
You can track the progress of this BILL at: http://www.govtrack.us/congress/billtext.xpd?bill=h111-2801
There is a new Bill - H.R.2801 or the Home Ownership Moves the Economy (HOME) Act of 2009 that was introduced by Rep. Howard Coble, Republican from North Carolina, on June 10, 2009. It is currently being reviewed by the House Committee on Ways and Means.
Basically, this Bill will amend the Internal Revenue Code to:
1. Extend the first-time home buyer tax credit to all individuals who purchase a principal residence. Currently, only first-time home buyers may qualify for the $8000 Tax credit. The definition of a first time home buyer under the current program states that you cannot have owned a primary residence in the past 3 years. This credit still only applies to those buying a primary residence
2. Extend such credit and the waiver of recapture requirements for such credit through December 31, 2010
3. Repeal the limitation on such credit based on modified adjusted gross income. The current guidelines read that as a single tax payer, your income cannot exceed $75,000 to receive the full tax credit. A reduced credit may be claimed up to the phase out income limit of $95,000. For married filing jointly, the income guidelines are $150,000 phasing out at $195,000. This would enable those individuals that earn higher incomes to also receive the tax credit.
This bill is still in its infancy and has a long way to go before it is passed. If you are a first time home buyer, I would advise you not wait to see if this bill will be passed. The current $8,000 tax credit for first time home buyers will expire on November 30, 2009. The home you purchase must have the transaction closed by this date. If you wait, you may find yourself in a position where there is no way the closing on your home can take place by then and you will lose out on the tax rebate.
You can track the progress of this BILL at: http://www.govtrack.us/congress/billtext.xpd?bill=h111-2801
Monday, July 6, 2009
PENDING SALES RISE FOR THE SIXTH STRAIGHT MONTH
For the sixth month in a row, pending sales in June saw an increase over the previous month, according to the St. Charles County Association of Realtors. Pending sales, homes placed under contract, increased 3 percent in June over May. This followed consecutive increases of 11 percent in May, 16 percent in April and 26 percent in March!
June pending sales in St. Charles County were 10 percent higher than pending sales in June of 2008. This is the second month in a row that pending sales this year have been greater than the comparable sales one year ago.
For the sixth month in a row, pending sales in June saw an increase over the previous month, according to the St. Charles County Association of Realtors. Pending sales, homes placed under contract, increased 3 percent in June over May. This followed consecutive increases of 11 percent in May, 16 percent in April and 26 percent in March!
June pending sales in St. Charles County were 10 percent higher than pending sales in June of 2008. This is the second month in a row that pending sales this year have been greater than the comparable sales one year ago.
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