SMART MOVES WITH CAROL PROSE

SCHNEIDER Real Estate
One Point West Blvd.
St. Charles, MO 63301
(636) 946-5000 ext. 217

Wednesday, September 9, 2009

Cauy Clark and the Cardinals have a big day on Sunday, October 4, 2009

SCHNEIDER Real Estate agent Robert Clark’s son Cauy, who has tuberous sclerosis complex, will help raise money for research and at cure at the Cardinals’ last regular season game. What better way to cap off a fantastic Cardinals baseball season and send the team on to the Central Division Championships than attending the very last game of the season and supporting a wonderful cause.

Sunday, October 4 is the last game and a very special day for Cauy Clark, who has tuberous sclerosis complex (TSC), a genetic disease that causes tumors to form in many different organs. Cauy’s dad is SCHNEIDER Real Estate Agent Robert Clark, the driving force behind finding a cure for this complex and helping not only his son, but also the approximate 50,000 Americans who have TSC.

The October 4 game will be the third annual A Cure for Cauy day at the ballpark. We urge you to snap up tickets for $25.00 each, which is a great discount, join the fun at Busch Stadium and help Cauy raise money for research. This special day is in association with the Cardinals and the goal is to sell more than 1,000 tickets, which are located in the reserved outfield terrace on the third base side. A TSC kid will throw out the first pitch when the ticket goal is reached.

Robert explains that people afflicted with TSC are at risk for tumors growing in vital organs such as the brain, heart, eyes, kidneys, skin, liver and lungs. Some people with TSC can experience autism, epilepsy and kidney and heart disease.

Cauy was diagnosed around the age of three, but Robert saw a special positive spirit and can-do attitude in his son, and with that hope decided to become actively involved in raising money for treatment and a cure.

Here are the game day details. Get a group together, help Cauy and thousands like him, and send the Cardinals off to the National League Central Division Championships.

St. Louis Cardinals vs. the Milwaukee Brewers
Sunday, October 4
Game time 1:15 p.m.
Special Cure For Cauy ticket price: $25.00
To order tickets:E-mail Robert Clark at cureforcauy@gmail.com or call him at 636.248.6329.

Or mail your ticket request and a check payable to A Cure For Cauy to:
A Cure For Cauy, C/O SCHNEIDER Real Estate, One Point West Blvd., St. Charles, MO 63301

You can be sure the SCHNEIDER Real Estate team will be out in full force rooting for Cauy and the Cardinals.

Tuesday, September 1, 2009

New Bill Introduced to Amend the Tax Rebate for First Time Home Buyers

There is a new Bill - H.R.2801 or the Home Ownership Moves the Economy (HOME) Act of 2009 that was introduced by Rep. Howard Coble, Republican from North Carolina, on June 10, 2009. It is currently being reviewed by the House Committee on Ways and Means.Basically, this Bill will amend the Internal Revenue Code to:

1. Extend the first-time home buyer tax credit to all individuals who purchase a principal residence. Currently, only first-time home buyers may qualify for the $8000 Tax credit. The definition of a first time home buyer under the current program states that you cannot have owned a primary residence in the past 3 years. This credit still only applies to those buying a primary residence

2. Extend such credit and the waiver of recapture requirements for such credit through December 31, 20103. Repeal the limitation on such credit based on modified adjusted gross income. The current guidelines read that as a single tax payer, your income cannot exceed $75,000 to receive the full tax credit. A reduced credit may be claimed up to the phase out income limit of $95,000. For married filing jointly, the income guidelines are $150,000 phasing out at $195,000. This would enable those individuals that earn higher incomes to also receive the tax credit.

This bill is still in its infancy and has a long way to go before it is passed. If you are a first time home buyer, I would advise you not wait to see if this bill will be passed. The current $8,000 tax credit for first time home buyers will expire on November 30, 2009. The home you purchase must have the transaction closed by this date. If you wait, you may find yourself in a position where there is no way the closing on your home can take place by then and you will lose out on the tax rebate.

You can track the progress of this BILL at: http://www.govtrack.us/congress/billtext.xpd?bill=h111-2801

Monday, August 31, 2009

Around St. Charles County

Tuesday, September 15
Your Personal Economic Recovery7-8 p.m.Middendorf-Kredell Branch, St. Charles-St. Charles County Library District
Today's economic environment may be one of the most challenging. Take control of your financial situation - and the sooner you act, the better. Learn about the steps that can help prepare you for a potential recovery and keep your financial future on track. Presented by Gary W. Weber, Edward Jones.

Tuesday, September 15
AUDUBON OPEN HOUSE7 pm to 9 pmSt. Charles Nonprofit Development Center, 425 Spencer Road
Open House presentation by the St. Louis Audubon Society. Refreshments will be served while you wander exhibits, pickup informational materials, and meet the folks that make it happen around the Metro Region. From birding to education to hands-on conservation activities and more.
Free
Info call 314-599-7390

Friday, September 18-Sunday, September 20
MOSAICS MISSOURI FESTIVAL FOR THE ARTSFriday: 4 pm - 9 pm
Saturday: 11 am - 9 pm
Sunday: 11 am - 5 pm
Historic St. Charles Downtown District
Approximately 125 artists from across the country are selected to come to St. Charles to exhibit and sell their works. Mediums represented include painting, sculpture, jewelry, and many other fine arts. Other activities include A Mentor Me program, an Art for Youth gallery, and a Kids Creation Station. Food and other refreshments are available throughout the festival grounds.
Free
For info: call 636-940-5178 or visit www.stcharlesmosaics.org

September 25 - October 25, 2009

Quilt NationalTuesday-Saturday hours are 10 am - 5 pm
Open until 9 pm on Wednesdays
Sunday hours are 12 pm-4 pm
Foundry Art Centre, 520 N. Main Street
Quilt National is a biennial, international, juried and judged quilt art competition. Quilt National has showcases the most exciting & innovative trends in the medium and promotes quilt making as what it always has been - an art form. Jurors will select works that represent unique approaches and demonstrate the breadth & diversity of contemporary expressions. An educational lecture series will run in conjunction with the exhibition.
Free

Tuesday, September 29
Escape To Araluen/Ranger’s Apprentice7 p.m.Middendorf-Kredell Branch, St. Charles City-County Library
Experience the story, live the action with the Viking Story Pirates of New York City.Info: Register online at www.youranswerplace.org or call 636 978.7926

Wednesday, September 30
When Should Ms. Daisy Stop Driving?3-4:30 p.mProgress West Highway K Medical Building & Urgent Care CenterDesigned for the impaired senior driver and their loved ones, this discussion separates fact from fiction on the safety of older drivers. Call 636.344.2273 to register.

Thursday, August 27, 2009

HR 2801: Home Ownership Moves the Economy Act of 2009

There is a new Bill - H.R.2801 or the Home Ownership Moves the Economy (HOME) Act of 2009 that was introduced by Rep. Howard Coble, Republican from North Carolina, on June 10, 2009. It is currently being reviewed by the House Committee on Ways and Means.

Basically, this Bill will amend the Internal Revenue Code to:
1. Extend the first-time home buyer tax credit to all individuals who purchase a principal residence. Currently, only first-time home buyers may qualify for the $8000 Tax credit. The definition of a first time home buyer under the current program states that you cannot have owned a primary residence in the past 3 years. This credit still only applies to those buying a primary residence

2. Extend such credit and the waiver of recapture requirements for such credit through December 31, 2010

3. Repeal the limitation on such credit based on modified adjusted gross income. The current guidelines read that as a single tax payer, your income cannot exceed $75,000 to receive the full tax credit. A reduced credit may be claimed up to the phase out income limit of $95,000. For married filing jointly, the income guidelines are $150,000 phasing out at $195,000. This would enable those individuals that earn higher incomes to also receive the tax credit.

This bill is still in its infancy and has a long way to go before it is passed. If you are a first time home buyer, I would advise you not wait to see if this bill will be passed. The current $8,000 tax credit for first time home buyers will expire on November 30, 2009. The home you purchase must have the transaction closed by this date. If you wait, you may find yourself in a position where there is no way the closing on your home can take place by then and you will lose out on the tax rebate.

You can track the progress of this BILL at: http://www.govtrack.us/congress/billtext.xpd?bill=h111-2801

Monday, July 6, 2009

PENDING SALES RISE FOR THE SIXTH STRAIGHT MONTH

For the sixth month in a row, pending sales in June saw an increase over the previous month, according to the St. Charles County Association of Realtors. Pending sales, homes placed under contract, increased 3 percent in June over May. This followed consecutive increases of 11 percent in May, 16 percent in April and 26 percent in March!

June pending sales in St. Charles County were 10 percent higher than pending sales in June of 2008. This is the second month in a row that pending sales this year have been greater than the comparable sales one year ago.

Tuesday, June 30, 2009


Home Sales on the Rise!

Sales of existing homes showed another gain in May, benefiting from favorable affordability conditions and a first-time buyer tax credit, according to the NATIONAL ASSOCIATION OF REALTORS ®. May's increase was the first back-to-back monthly gain since September 2005.

Existing-home sales - including single-family, townhomes, condominiums and co-ops - rose 2.4 percent to a seasonally adjusted annual rate of 4.77 million units in May from a downwardly revised level of 4.66 million units in April. Sales remained 3.6 percent below the 4.95 million-unit pace in May 2008.

Lawrence Yun, NAR chief economist, expected an improvement in sales. "Historically low mortgage interest rates clearly drew buyers into the market, and housing remains very affordable even with a recent uptick in rates," Yun says. "First-time buyers also are being drawn off the sidelines by the $8,000 tax credit, which is helping to absorb inventory.

Monday, June 29, 2009

Around St. Charles County

Thursday, July 2-Saturday, July 4
Riverfest, Frontier Park. Games, food, crafts, carnival rides, parade, fireworks and fun for the entire family.
Thursday, Bluegrass Festival
4:30-9:30 p.m.Friday and Saturday
Music at 2 stages. Parade at 10:00 AM on July 4th. Fireworks at 9:20 PM. On Friday and Saturday www.stcharlesriverfest.com

Friday, July 3-Saturday, July 4
O’Fallon’s Heritage & Freedom Fest
Friday, 4-11 p.m. Saturday, noon-11 p.m.
Ozzie Smith Sports Complex.
National bands, fireworks, carnival rides, family-friendly shows, kids’ activities, festival food and beverages, Independence Day parade. Info, www.heritagandfreedomfest.com. Or (636) 379-5614.
Free

Saturday, July 4 - New Town St. Charles
1 p.m. Parade 4-8 p.m. music

Friday, July 10
Bicentennial Historical Trolley Tours
1-4:45 p.m.Tour of Old Cemeteries Historical Trolley Tours developed in conjunction with the Greater St. Charles CVB, the Bicentennial Committee & Steve Wiechens of the First Capitol Lions Club. Trolley Transportation will be provided by the CVB. Participation is limited to 20-22 people per tour and is by reservation only on a first-come, first-serve basis.
Info, 636-255-6154
Free

Saturday, July 11 9 a.m.-1 p.m.
MoCHIP - Child Identification and Protection Program: Keeping MO Kids Safe!
Little Guppy Child Development Center, 3151 Elm Point Industrial Drive.
MO Masonic Family will be on hand to further ensure the safety of area children free of charge. Representatives from the police department and fire department to discuss child safety. Car seat and helmet safety checks, games, ice cream social.
Info, 636-530-6069.
Free

Friday, July 17-Saturday, July 18
Friday, July 24 - Satuday, July 25
7:30 p.m.
Lindenwood Center for Fine & Performing Arts Events
Production of Pulitzer Prize Broadway play Harvey
Tickets available at Lindenwood Box Office, www.telecharge.com or 800-447-7400.
General Admission $10.
Info, 636-949-4433

Thursday, July 23 1:30 p.m.Middendorf-Kredell Branch, St. Charles Library District
How To Find Medical Information
Consumer health librarian Denise Ulett helps patrons research understandable, reliable sources for healthcare consumers. Navigate print and electronic information.
Free

Sunday, July 26 1-4 p.m.Pere Marquette State Park, Grafton
Hummingbird Festival
See hummingbirds up close. The Illinois Audubon Society will band birds. Adopt a hummingbird for a small fee.
Info, 618-786-2331, ext. 338
Free

Friday, July 31 2:30-4:30 p.m.Corporate Parkway Branch, St. Charles Library District
Teen 80s End of Summer Party
Games, trivia, snacks, prizes for best dressed.
Register online or call 332-9966
Free